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Home Care Assistance Plan
for CARP Members

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Your Care, Your Way

CARP Home Care Assistance

The pandemic has highlighted the growing desire of Canadian seniors to age in place. A 2020 survey1 told us the majority want to continue living at home vs. a retirement home or long term care facility. And while over 70% of Canadians 65-plus will ultimately need future care due to aging, surgery recovery, accident or illness2, government funding for home care is limited at best. What’s more, many are placed in hospitals or transferred to a care facility because they can’t engage in the activities of daily living. Yet with a little support, they could remain at home.

A better strategy for the day you can no longer care for yourself

CARP Home Care Assistance is a personal care plan, a reimbursement insurance program that allows you to be a consumer of care, with complete control over the care you are provided. It helps protect your independence and savings, while maintaining your dignity during one of the most disruptive and expensive times in life.

CARP Home Care Assistance lets you receive the care you need in the comfort of your own home. Benefits can help you pay for home care equipment, supplies and services, prepared meals, transportation, home renovations, and even a personal support worker who can assist you with laundry, homemaking, groceries, community outings and personal care – whatever you need. You decide where and how to utilize the resources of your policy.

Aptly named CARP Home Care Assistance, a benefit of Simplified Long Term Care Insurance for CARP Members, provides CARP members with home care assistance at the time when they most need support.


Program partners, MyDignity have over 40 years’ experience in long term care insurance. As one of the largest providers in Canada, their expertise with issues concerning long term care insurance, and commitment to client education is second to none.

  • The MyDignity advantage: Their specialists will assess your support requirements and explain your options, then design a coverage solution that best meets your needs and budget.
  • Affordable, easy to obtain: $50,000 coverage starts at $53.20 monthly for a male age 50, with savings for couples applying together. It’s just a simple application with a health declaration.
  • Your acceptance requires no medical underwriting.
  • Most are approved, no waiting period for benefits.
  • Even those previously declined for traditional long term care insurance may qualify.

It’s easy to start planning your care, your way

Our plans offer an overall maximum benefit amount of $50,000 or $100,000 tax-free over the policyholder’s lifetime3.

Program Partner: MyDignity - Your Care, Your Way

Insurance policies administered by MyDignity Inc.