Pet Insurance for CARP Members
Protect your pet with one of Canada’s top rated pet insurers
Did you know that about 50% of pet insurance claims are for chronic conditions with reoccurring vet bills?1 And that when you factor all expenses such as tests, accommodations and medications, even routine treatments can cost you thousands?
No pet owner wants their decision about veterinary treatment to be determined by cost.
Pet Insurance for CARP Members is designed to protect dog and cat owners against expensive medical costs. We’ve teamed up with Pets Plus Us® to offer two plans with comprehensive insurance coverage that offers protection from accident or illness for your pet, and preferred rates for CARP members. You’ll save 5% when you use partner/promo code CARP.
- 4Life Guarantee: All Pets Plus Us coverage comes with our 4Life Guarantee. Once you’ve enrolled, your benefits are guaranteed to renew each year for your pet’s entire lifetime.
- No Breed Exclusion: No breed exclusions - we cover every breed, and even health conditions associated with a breed, if there aren’t pre-existing when your coverage starts.
- Coverage at Any Age: No pet is too old for coverage. Though we do recommend starting your policy as early as possible – because there will likely be fewer pre-existing conditions.
- Know What’s Covered From The Start: We’ll look at your pet’s health records and let you know if anything’s not covered when you buy, so there are no surprises later on.
- Protection From The Start, No Waiting Period: So you and your veterinarian can make choices that are right for your pet’s health. Plus, we’ve simplified the claims process.
- Alternative Therapies Are Covered: Naturopathy, hydrotherapy, chiropractic care and additional treatments are included in our plan without having to purchase additional coverage.
Accident Plan Benefits
HOW IT WORKS:
- Pets Plus Us pays: 80% reimbursement of all veterinary fees, including taxes
- Pet owner pays: 20% of all veterinary fees, plus an annual deductible of $100, along with their monthly premiums
Accident & Illness Plan Benefits
HOW IT WORKS:
- Choose a co-insurance amount
- Pets Plus Us pays: 90%, 80% or 70%, including taxes
- Pet owner pays: 10%, 20% or 30%
- Age-based annual deductible options: from $100 for pets 0-5 years, see the User Guide for details
- Special application requirements for pets 8+
HOW IT WORKS:
- Coverage is available on the policy effective date, no additional waiting periods apply
- Flex Care coverage is used outside the Accident & Illness policy for conditions which would otherwise not be eligible for coverage
- The pet owner chooses the budget that works best for them, and decide the dollar amount starting from $250 up to a maximum of $1,250 annually, in $100 increments
- A non-refundable $25 administration fee will be collected upon enrollment, and at each annual policy anniversary
Pets are an important part of the family. We don’t like to think about our dog or cat getting sick or injured, but it can happen. With Pet Insurance for CARP Members, you can protect your pet with one of Canada’s top rated pet insurers - to keep your cat or dog happy and healthy in the event of an accident or illness.
To learn more, contact Pets Plus Us® today:
Toll-Free: 1.844.863.3525 • Online Quote: CLICK HERE
Attention Current PetCare Pet Insurance Policyholders:
For customer service and claims assistance with our previous pet insurance program, call toll-free: 1.877.851.4522
Insurance policies underwritten by Northbridge General Insurance Corporation
The information herein is summarized. All pet insurance plans have limitations and exclusions. Specific products, features, rates, and discounts may vary by province/territory, eligibility, and are subject to change.
Medical conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not available for coverage. This advertisement is an outline only, the actual policy issued terms and conditions will prevail.
Pets Plus Us® is a division of PTZ Insurance Services Ltd. and its products are underwritten by Northbridge General Insurance Corporation and are distributed by PTZ Insurance Services Ltd. & Sodaco Juridique Inc. in Quebec and are available in all provinces and territories. Pets Plus Us®, Pets Plus Us & Design and related words and logos are trademarks and the property of PTZ Insurance Services Ltd.
©2021 PTZ Insurance Services Ltd. All rights reserved. Terms, conditions and exclusions apply, see policy for details. Auto & Home and Pet Programs and Small Business Liability Insurance offered by The McLennan Group Insurance Inc. Life and Health Plans offered by The McLennan Group Life Insurance Inc.
*Examples are claim amounts paid to actual Pets Plus Us® policyholders. 1 Based on pet insurance policies in force in 2017 for Pets Plus Us® a division of PTZ Insurance Services Ltd.